These are 3 documents to update upon divorce

Going through a divorce is hard enough, but one thing you can't forget about is the aftermath. There are many things you still need to do, and one of those things is updating your estate plan.

Good estate plans protect you and your heirs, but forgetting to update it could mean that your assets go to an ex-wife or ex-husband when your intention was not that. You should always review your estate plan, because you need to make sure it reflects the changes in your life.

First, review your will

The first thing you need to do is review your will. In most cases, the states do state that any provisions for the benefit of your ex-spouse will become ineffective, but if you want to leave something to your ex-spouse in your will, you need to update the will to reflect that. If you don't, it's still a good idea to look at the will and change it, since you'll have assets unassigned to beneficiaries or heirs.

Look at your trust or trusts

The next step is to look at your trust or trusts. If you have a living trust, it generally will not recognize your ex-spouse upon divorce. The trust needs to be revocable for this to apply, though. If not, then your ex may still be entitled to many of your assets if you don't update the trust yourself.

Guardianship rights have to be updated, too

At this stage, you also have to address guardianship. While you might think about the guardianship of your children, it's also important to look into your own guardianship in the case of impairment. In the majority of states, power of attorney rights are revoked from ex-spouses upon divorce, but it's always worth a second look to make sure you appoint a new power of attorney.

Keep in mind that you should update this as soon as you plan to divorce, otherwise, if you're hurt or impaired during the divorce, your spouse still has control as your power of attorney.

These are just a few of the documents that you need to review during and following a divorce. Making updates is necessary, even though there may be some laws in place to protect you and your interests. Every estate plan is different, so reviewing it during major life changes is a necessity no matter what stage of life you're in at the time.

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